An XRP analyst has outlined the dramatic changes that could happen for the cryptocurrency as Ripple positions itself to integrate with a massive $12.5 trillion payments ecosystem. In a detailed post on X, the analyst highlighted Ripple’s $1 billion acquisition of GTreasury, which the crypto company has since rebranded as Ripple Treasury. This strategic takeover now grants Ripple access to an extensive network of traditional banks and a massive payment volume, which the expert believes could benefit the XRP Ledger (XRPL) and, in turn, drive the cryptocurrency’s price upward.
Ripple Gains Access To $12.5 Trillion Market
Market analyst X Finance Bull has questioned what possible price changes and developmental milestones could occur if Ripple can tap into a $12.5 trillion payment pipeline. In his post on X, he explained that the launch of Ripple Treasury now grants Ripple access to over 13,000 connected banks and more than 1,000 corporate clients, including Volvo, Subway, and STIHL. Collectively, these clients handle a combined annual payment volume of $12.5 trillion.
Related Reading
Right now, zero percent of this enormous payment flow passes through cryptocurrencies, a gap that X Finance Bull said represents a major opportunity for XRP. He also claimed that Ripple’s CEO, Brad Garlinghouse, had made the same point, noting that Ripple was specifically designed to bridge this gap.
Currently, Ripple Treasury manages the company’s full corporate workflow, covering payments, cash forecasting, netting, reconciliation, risk, liquidity, and regulatory reporting. To make this work, X Finance Bull stated that ClearConnect, a proprietary API connectivity suite launched by GTreasury in 2022, will serve as a bridge linking Ripple Treasury to banks and ERP systems. And on the other side, with XRPL, Ripple’s blockchain infrastructure.
This approach will enable payments and financial operations to move on the blockchain without requiring companies to change their existing systems. It also creates a multi-utility powerhouse under one ecosystem, consisting of wallet storage, payments, custody, prime brokerage, and compliance.
Supply Limits And Payment Volume To Fuel XRP Price Growth
In his post, X Finance Bull noted that 769 million XRP tokens are currently locked in Exchange-Traded Funds (ETFs), which collectively manage $1.1 billion in assets across seven funds. He noted that this concentration is significantly tightening XRP’s available supply, which could place upward pressure on its price.
Related Reading
Meanwhile, the analyst stated that the $12.5 trillion in annual payments from Ripple Treasury could have a significant impact on prices if it moves through XRPL. The analyst projected that if just 1% of this volume were to flow through the XRP Ledger, it would generate about $125 billion in new annual transaction volume for the blockchain.
He noted that such volumes could dramatically influence liquidity demand and XRP’s price behavior. Additionally, X Finance Bull highlighted that, given XRP’s strong infrastructure, the cryptocurrency’s current price below $1.4 significantly underestimates its real-world potential.
Featured image from Adobe Stock, chart from Tradingview.com
